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The best way to avoid financial catastrophe is to eliminate debt and spend within your means. Debt elimination may mean downsizing or getting rid of some things. Take a hard look around you.  Then take this quick financial self-assessment:• Do you have one or more expensive cars with high payme ... more
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SHAPING YOUR APPLICATIONTO FIT THE RIGHT PROFILE    Creditors approve credit to those people who most closely match the right profile. They arrive at those conclusions by assigning point values to various items of information that are included either on your credit application or in a credit report. ... more
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  By: Jeanette Joy FisherMost of us want a good credit report to obtain automobile financing, credit cards, and to purchase a home. But, beyond these consumer loans, your credit report can cost you in everyday living expenses. What you don't know about your credit could be costing you money. Ha ... more
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 By: Jason MartinIf you are like many people, you either have bad credit or had bad credit at some point in your lifetime. The sad fact is most people are not educated about credit and their rights. America is filled with misconceptions, due to spin of the facts from both sides of the aisle. In real ... more
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